Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, the laws assume that the vehicle was used with the owner's consent.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have mixed effects on mortality rates. All of these measures, which include obligatory education, alcohol treatment, and interlock devices have a little effect.

Legal Definitions

The laws governing harrah motor vehicle accident law firm vehicle legal terms are defined and determined at the state level. The definitions used by the federal government for national standards for fuel economy and licensing standards for commercial vehicle drivers are primarily administrative in nature and do not apply to states that decide their own registration classifications. These vehicle registration classifications determine if a driver needs to obtain a special license to operate certain types of vehicles.

These laws define terms like "automobile," "light trucks" and other terms. For instance the definition of light truck encompasses any carl junction motor vehicle accident law firm vehicle with the capacity of the manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. This includes any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels that is used by people who physically disabled and are unable to walk. A moped is an automobile with not more than three wheels on the ground, and that travels at a maximum speed of 35 miles per hour.

A pedicab is a vehicle which is driven by a driver who is sitting on it. A person who owns the legal title to a vehicle is referred to as its owner.

Traffic Laws

Each state has its own set motor vehicle laws which cover everything from registration procedure to insurance requirements. These laws also address the types of vehicles subject to the law. While certain laws are fairly similar between states, some are very different. For instance, there are laws that restrict the number of passengers one can carry in a pedicab. There are laws that prohibit reckless driving in certain types of roads, including parking lot.

If you do not follow these laws, you can be penalized and fined. Penalties could include having your license suspended or having to attend traffic school.

The law that regulates speed limits on roads is among the most important laws a state has. In New York, for example it stipulates that the speed limit for commercial vehicle is similar to that of an automobile.

The law also defines the definition of the term "motor vehicle." This includes any description of a carriage or other device that is driven by mechanical energy and used on a public highway to transport people or vimeo property, or for any other commercial use. The law excludes trailers, coaches, semitrailers, all-terrain and snowmobile vehicles motorized mobility assist systems for people with disabilities as well as self-propelled corn and hay harvesting machines.

Insurance

A motor insurance policy for vehicles is a contract between the insurer and insured that covers financial loss on account of the liability for bodily injury, death, property damage to a third party arising from the ownership or operation, maintenance, or the use of a covered vehicle. It also provides protection against physical damage to the covered vehicle itself. It must state the address and name of the insured named the policy, the coverage provided by the policy, the premium payable, the duration of its effectiveness, and the limits of liability. It must also include an agreement or a statement that insurance is provided thereunder in accordance with the coverage stated in respect of injuries to the body, property damage, or death, and is subject to all rules of this chapter.

The language used in the motor vehicle policy could be confusing for the average person. Duncanville law firms typically recommend that a person read a sample policy to fully understand the terms. One of the most frequently encountered confusions is the definition of "hartford motor vehicle accident attorney vehicle". This phrase appears in a variety of statutes that regulate the registration of vehicles as well as financial responsibility laws.

Examples of coverages under a motor policy include commercial auto coverage for vehicles that are used for commercial and business establishments or for employment, activities, or occupations conducted for profit, and automobile liability coverage, which includes PIP, MP, and uninsured or underinsured driver coverage (UM/UIM). This type of insurance is required by several states.

Permissible Use

It is essential to know how insurance coverage works if someone other than the named insured or a family member is driving your vehicle and causes an accident. This is called permissive usage. The specifics of your insurance policy might differ, but most large car insurers offer this type of coverage.

However, it is important to note that the person driving your vehicle must have your permission for you to be held responsible for damages. Permission can be express or implied, and usually does not have to be written down.

In determining whether there is implied consent, courts will look at the relationship of the parties, their past conduct and use of the vehicle, as well as the circumstances surrounding a particular driving event. A court will also look at whether any restrictions were imposed on the permissive usage and if an unintentional deviation from the time, place and use restrictions of the original permission would violate the restrictions.

Be aware that adding an additional driver to your auto insurance policy will likely raise your premiums, as the vehicle becomes more risky to cover. It is important to consider your options prior to giving your vehicle over to someone else. Contact Jerry for a free insurance quote and discuss the policy's terms.